Health Care – Self Funding for Large Groups

There are certain situations when an employer will take on some financial risk associated with the Medical Plan (dental and vision, too) for the opportunity to save money (premiums and claims) in the long run. In years past an employer with as little as 250 employees was a starting block. Today, as products have evolved companies with as small as 50 employees can be tailored to suit those needs. We have the knowledge and experience with assisting our clients to determine if this funding method is right. These decisions will partly be based on the size and experience of each individual group as well as health conditions. There are several different avenues to explore when discussing partial Self-funding. The maximum financial exposure is something your Company should be aware of. If in fact that maximum is not reached, the company should save money in that particular year on Medical Insurance Premiums

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